WFMW: PYBO or OPB, whichever you prefer

Granted, my WFMW tip is not anything that is earth-shattering, but it has come in handy and probably saved me and my frugal self at least $100 in stamps and check fees over the last year, not to mention something very precious called time. What is it, you ask?

I pay all of my bills online now (hence Online Bill Pay). Every last one of them. I've even set my mom up on her computer so she can do the same (or I can do it for her, which is what happens on occasion).

If you are going to do it properly, it's best to have a system you use to easily access the accounts and keep track of your passwords/logons. For myself, I have saved the sign-in page for all of the online bill pay sites in a favorites folder called, well, "Online bill pay". Original, huh? Then, when it's time to pay something, I go to my trusty folder stored in my web browser and sign on to pay the bill.

For my mom, I had to do something she could access with a little more ease. So I set up a folder on her desktop called "Banking and Bill-Pay" and created internet shortcuts right on her desktop so she can access the web pages from there. In addition, I bought her a notebook where all of her logons and passwords are stored so she can easily sign in and access her accounts (I have one of these too, because I forget things easily).

Was this even remotely helpful? Or are you slapping your forehead and saying to yourself, "I could have been picking my toenails instead of reading this mess!"

Either way, you'll probably find something else you can use if you head over to Rocks in My Dryer and check out the other Works for Me tips!



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